Umbrella & Excess Liability
Umbrella & Excess Liability
Owning and operating a business comes with many rewards, and as success rises, so do risk and uncertainty. Identifying vulnerabilities within your business and finding solutions to fix them is a fundamental part of business advancement.
Commercial umbrella insurance ensures your business is properly protected, with coverage that goes beyond other liability policies. In the face of a lawsuit, when your business exceeds commercial general liability limits, a business umbrella policy is there to cover the rest so you don’t have to.
As experts in the industry, our agents work with our policyholders to help ensure business owners won’t be held financially responsible when an accident happens. Commercial umbrella insurance provides additional coverage for liability claims that exceed the limits of general liability, commercial auto or worker’ compensation insurance. For example, if medical expenses and legal fees cost $1.5 million and your general liability policy only covers $1 million, the business umbrella policy would cover the remaining $500,000.